Welcome to scholarmn ("we," "us," or "our"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website scholarmn.com ("Site") or use our services. Please read this policy carefully. By accessing or using our Site, you agree to the terms of this Privacy Policy.

1. Information We Collect

1.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Register an account
• Fill out a contact form
• Subscribe to our newsletter
• Request property information
• Engage with our customer support

Examples of Personal Information:

• Contact Information: Name, email address, phone number, mailing address
• Account Information: Username, password
• Transactional Information: Details of properties you are interested in, rental or purchase preferences
• Payment Information: Credit card details, billing address (processed securely by third-party payment processors)

1.2 Non-Personal Information

We may collect non-personal information automatically when you use our Site, such as:

• Usage Data: Pages visited, time spent on pages, navigation paths
• Technical Data: IP address, browser type, operating system, device information
• Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience, analyze usage, and support our marketing efforts. [Learn more in our Cookies Policy.]

2. How We Use Your Information

We use the information we collect for various purposes, including to:

• Provide and Improve Services: Facilitate property searches, process transactions, and enhance user experience
• Communication: Respond to inquiries, send updates, newsletters, and promotional materials (you can opt-out at any time)
• Personalization: Customize content and recommendations based on your preferences
• Marketing and Advertising: Deliver targeted advertisements and measure the effectiveness of our marketing campaigns
• Security: Protect against fraud, unauthorized access, and other security threats
• Compliance: Adhere to legal obligations and enforce our terms and policies

3. How We Share Your Information

We may share your information in the following circumstances:

3.1 Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as:

• Payment processing
• Data analysis
• Email delivery
• Hosting services

These providers are obligated to protect your information and use it only for the services they perform for us.

3.2 Business Transfers

In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the new owner, subject to this Privacy Policy.

3.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., court orders, subpoenas).

3.4 With Your Consent

We may share your information with third parties when you have given us explicit consent to do so.

4. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

4.1 Access and Correction

You can access and update your personal information by logging into your account or contacting us directly.

4.2 Data Portability

You may request a copy of your personal information in a structured, machine-readable format.

4.3 Erasure

You can request the deletion of your personal information, subject to certain legal exceptions.

4.4 Opt-Out

You can opt-out of receiving promotional communications by following the unsubscribe instructions included in such emails or by contacting us directly.

4.5 Do Not Track

Some browsers allow you to send a "Do Not Track" signal. Please note that we do not alter our data collection practices when we receive such a signal.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of sensitive data
• Secure storage solutions
• Regular security assessments
• Access controls and authentication

While we strive to protect your information, no method of transmission over the Internet or electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law. Criteria for determining retention periods include:

• Compliance with legal obligations
• Resolution of disputes
• Enforcement of agreements

7. International Data Transfers

Your information may be transferred to and processed in countries other than your own. These countries may have data protection laws that differ from those of your jurisdiction. When transferring your data, we ensure that appropriate safeguards are in place to protect your information.

8. Children's Privacy

Our Site is not intended for children under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal information, we will take steps to delete such information promptly.

9. Third-Party Links and Services

Our Site may contain links to third-party websites or services that are not operated by us. This Privacy Policy does not apply to those third parties. We encourage you to review the privacy policies of any third-party sites you visit.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the new Privacy Policy on this page with a new "Last Updated" date. Your continued use of the Site after such changes constitutes your acceptance of the updated policy.